Budget Calculator
See what remains after essentials and your savings target.
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What is your monthly take-home income?
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Essential expenses
$2,500
50.0% of income
Monthly savings
$1,000
20.0% of income
Flexible spending
$1,500
30.0% of income
Unallocated gap
$0
How this monthly plan works
Flexible spending equals take-home income minus essential expenses and planned saving. If commitments exceed income, the result shows the gap to resolve.
This calculator does not prescribe a fixed percentage rule. Use categories and savings amounts that reflect your obligations and priorities.
Values stay in the current page session and are not saved to an account.
Methodology reviewed: September 6, 2026.